Telecheck FTF Response Codes
NOTES:
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This response code list is for reference purposes only.
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This info is considered accurate as of time of publication.
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The response code list is subject to change, without notice
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Please use ‘FinalStatus’ to determine the transaction’s status. Use ‘resp-code’ and ‘MErrMsg’ to determine reason, if declined.
| respcode | MErrMsg |
| 07 | Approved |
| 95 | Preferred Approved |
| 08 | Rejected (negative date) |
| 73 | Lost or Stolen Check |
| 88 | Rejected Code 3 (Risk) |
| 03 | Subscriber Number Does Not Exist Call Center |
| 09 | Risk referral requested Call Center |
| 41 | Subscriber Number Not Active Call Center |
| 69 | Call Center |
| 82 | Duplicate Transaction |
| 83 | Swipe or Enter License / ID |
| 84 | Re-swipe MICR |
| 85 | Re-swipe MICR and Swipe or Enter License / ID |
| 89 | ID not in Driver License Database |
| 15 | Resend with All Required Information |
| 16 | Try Again Later |
| 49 | Processor Not Available Try Again Later |
| 98 | Invalid MICR Data Check Invalid |
| 27 | Invalid Value for Field Error Retry |
| 78 | Invalid RT (Routing/Bank Number) Currency Country Code mismatch |
| 97 | Unable to Process (Time Out) Try Again Later |
| 26 | Merchant allowed to send full/partial adjustments/refunds without transaction errors Accepted |
| 46 | Merchant is not allowed to send full/partial adjustments/refunds |
| 79 | Original transaction was not approved |
| 80 | Refund or partial amount is > original sale amount |
| 81 | Unable to locate original transaction (TCK trace ID) |
| OK | Inquiry (POS System) Packet was accepted and successfully processed by TeleCheck |
| ACK | Inquiry Packet was accepted by the TeleCheck Host |
| NAK | Inquiry Packet was not successfully processed by TeleCheck (general error) |