Card Systems Response Codes
NOTES:
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This response code list is for reference purposes only.
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This info is considered accurate as of time of publication.
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The response code list is subject to change, without notice
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Please use ‘FinalStatus’ to determine the transaction’s status. Use ‘resp-code’ and ‘MErrMsg’ to determine reason, if declined.
| respcode | MErrMsg |
| 01 | CALL |
| 02 | CALL, Special condition |
| 28 | NO REPLY |
| 91 | NO REPLY |
| 04 | HOLD-CALL, Pick up card |
| 07 | HOLD-CALL, Pick up card - Special condition |
| 41 | HOLD-CALL, Pick up card - Lost |
| 43 | HOLD-CALL, Pick up card - Stolen |
| EA | ACCT LENGTH ERR |
| 79 | ALREADY REVERSED |
| 13 | AMOUNT ERROR |
| 83 | CANT VERIFY PIN |
| 86 | CANT VERIFY PIN |
| 14 | CARD NO. ERROR Invalid card number |
| 82 | CASHBACK NOT APP |
| N3 | CASHBACK NOT AVL |
| EB | CHECK DIGIT ERR |
| EC | CID FORMAT ERROR |
| 80 | DATE ERROR |
| 05 | DECLINE Do not honor |
| 51 | DECLINE Insufficient funds |
| N4 | DECLINE |
| 61 | DECLINE |
| 62 | DECLINE |
| 65 | DECLINE |
| 93 | INVALID TRANS, Violation, cannot complete |
| 81 | ENCRYPTION ERROR |
| 06 | DECLINE AVS |
| 54 | EXPIRED CARD |
| 92 | INVALID ROUTING |
| 12 | INVALID TRANS |
| 78 | NO ACCOUNT |
| 21 | NO ACTION TAKEN |
| 76 | NO ACTION TAKEN |
| 77 | NO ACTION TAKEN |
| 52 | NO CHECK ACCOUNT |
| 39 | NO CREDIT ACCT |
| 53 | NO SAVE ACCOUNT |
| 15 | NO SUCH ISSUER |
| 75 | PIN EXCEEDED |
| 19 | RE ENTER |
| 63 | SEC VIOLATION |
| 57 | SERV NOT ALLOWED |
| 58 | SERV NOT ALLOWED |
| 96 | SYSTEM ERROR |
| 3 | TERM ID ERROR |
| 55 | WRONG PIN |
| N7 | CVV2 MISMATCH |
| xx | xxxxxxxxxxxxxxxx |