FraudTrak2 Features
Features
The following table lists the fraud prevention features available when subscribed to our FraudTrak2 service. These features can allow you to selectively block certain transactions that present a higher potential risk.
| Name | Description |
| AVS | Address Verification System, select the level of address checking you want on credit card transactions. More Info |
| Require Address Fields | Check feature box to require Street Address and/or ZIP/Postal Code if box(es) are checked. |
| CVV2/CVC2 | Checking this box will cause CVV2/CVC2 to be required for Visa/MasterCard transactions run through your account. CVV2/CVC2 are 4 digit codes located on the back of the customer’s credit card. |
| Check Card Name | Check this box to require at least 1 space to included in the billing name provided by the customer. This helps prevent a billing name from being entered with just single word (such as entering a first or last name only). |
| IP Address Frequency Check | This features allows X number of transactions per hour from the same IP address (Excluding AOL). Exceeding this value will result in a rejected transaction before the credit card authorization is performed. Your options are 5-99. Default is 5. |
| Match IP to Card Country | Check this box to require Billing Address Country to match the country of IP address. NOTE: Matching IP address to country of origin is not an exact science. Data is provided by www.netacuity.com. Accuracy is estimated to be 99%. |
| Card Number Frequency Check | Check This feature only allows X number of transactions within a time period of X Days and X Hours. Exceeding this value will result in a rejected transaction before the credit card authorization is performed. |
| Match Zip Code | Check this box to require Billing Address Zip Code to match the Billing Address State. |
| Block US IP Addresses | Check this to block all transactions originating from IP Addresses hosted within the United States. This is useful if you want to only process international transactions. NOTE: Matching IP address to country of origin is not an exact science. Data is provided by www.netacuity.com. Accuracy is estimated to be 99%. |
| Block Card Types | Check these boxes if you want to block all Visa or Mastercards; based on card type/number entered. This would include all domestic & internationally issued credit cards for that selected card type. |
| Negative Database | This interface will allow you to enter known fraudulent/stolen credit cards into our negative/fraud database. Please use this feature with caution. This will prevent the card number entered from being used on our gateway, regardless of the account in which entered the card number. The negative/fraud database contains known fraudulent, stolen or charge-backed credit card numbers. The credit card’s listed in this database will not be able to make a successful purchase on our system. This database is updated through many sources; including existing and past merchants using our gateway, our supported merchant processors and from some large banking institutions. To remove a credit card # from the negative/fraud database, please contact support. |
| Block IP Addresses | Check this box if you want to block customers from specific IP addresses from running transactions on your site. You may add or remove IP addresses from the list. You can also use this feature to block entire IP subnets or blocks of IP addresses. To block a subnet; simply enter the partial IP of the subnet and all ’like’ matches will be denied. Example: to block all ‘123.123.123.xxx’ IP’s, enter ‘123.123.123.’ (note the trailing ‘.’) This means anything starting with ‘123.123.123.’ will be blocked. Alternately if you enter just ‘123.123.123’ (note no trailing (’.’), this will block all ‘xxx.123.123.123’ and ‘123.123.123.xxx’ IP addresses. Smaller IP subnets (2 octets or smaller) can be entered and blocked, but this will match many more ’like’ conditions, so this should be used very carefully. |
| Block Bank Bins | Check this box to limit cards to only listed banks. A bank’s bin number is the first 6 digits of the customer’s credit card number. |
| Block Proxy | Check this box to block anonmynizer proxies. This feature blocks transactions from users using anonymous web surfing services. |
| Block Email Domains | Check this box if you want to force customers to not use certain domains for their email address. You may add or remove domains from the list. |
| Block Phone Numbers | Check to block the submission of any phone numbers you have added to this list. Here you can also add phone numbers to your blocked list. |
| Block Country | Check this box to block a list of countries from running transaction through your account. Will examine country fields and bin number for credit card. |